BudgetOS
BudgetOS – Your Complete Personal Finance Dashboard
Direct, no marketplace fee. A matching mini-planner is offered at checkout. Also on Etsy.
- Single offline HTML file
- No subscription, no account
- Laptop, iPhone & Android
- Your data stays on your device
Stop wondering where your money went. BudgetOS is a complete personal finance system that lives in a single HTML file – no subscription, no bank connection, no account needed. Just open index.html and take control of every dollar.
✨ WHAT'S INCLUDED
• Dashboard – income vs expenses, savings rate, budget health score, 6-month trend chart
• Transactions – log income and expenses with category tags, search, and instant totals
• Budget – set monthly limits per category with visual progress bars and over-budget alerts
• Bills – due date calendar and subscription tracker so you never miss a payment
• Savings – create goals with target amounts, track deposits, and watch the progress bar grow
• Reports – category breakdown, income vs expense history, and net worth tracking
🔒 100% PRIVATE & OFFLINE
All data stays on your device. No server, no cloud, no bank connection. Works completely offline.
📱 WORKS ON ALL DEVICES
Open on laptop, add to home screen on iPhone (Safari) or Android (Chrome) as an app. One file, all devices.
💾 INSTANT DOWNLOAD
Download once, use forever. No subscription, no renewal, no expiry.
⚡ PERFECT FOR
• Anyone tired of paying monthly fees for budget apps like YNAB or Mint
• People who want complete privacy – no bank linking, no data sharing
• Beginners starting their first budget or anyone resetting their finances
• Freelancers and self-employed people tracking irregular income
One-time purchase. Yours forever.
Questions? Message us on Etsy – we reply within 24 hours.
Ecuato – Interactive Digital Tools
Guides you might like
Best Budgeting Apps
The best budgeting apps compared: YNAB, Monarch, Rocket Money, EveryDollar, Copilot and a one-time offline planner. What each costs and who should skip it.
YNAB vs Monarch vs a One-Time Budget Planner
YNAB vs Monarch: an honest comparison of method, bank sync and real yearly cost, plus a $23 one-time offline budget planner you own instead of renting.
The 50/30/20 rule: what it is and where it breaks
The 50 30 20 rule splits take-home pay into needs, wants and savings. Here is how it works, the three situations where it fails, and what to use instead.
What is the debt snowball method? A simple example
The debt snowball method explained with a real example: pay the smallest balance first, roll each cleared payment onto the next, and build unstoppable momentum.